Terms and Conditions

This site (the “Site”) is owned and operated by Hilltop National Bank (“HNB”) for your personal entertainment, information, education and communication. Please feel free to browse the Site; however, your access and use of the Site is subject to the following terms and conditions (“Terms and Conditions”) and all applicable laws. By accessing and browsing the Site, you accept, without limitation or qualification, the Terms and Conditions. If you do not agree with any of the below Terms and Conditions, do not use the Site. HNB reserves the right, in its sole discretion, to modify, alter or otherwise update these Terms and Conditions at any time and you agree to be bound by such modifications, alterations or updates.

TRADEMARKS, COPYRIGHTS AND RESTRICTIONS

All material on this site, including but not limited to images, illustrations, audio clips, and video clips, is protected by copyrights which are owned and controlled by HNB or by other parties that have licensed their material to HilltopNationalBank.com (“Material”). Material from the Site or any Web site owned, operated, licensed or controlled by HNB may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. If you would like to request permission to copy, reproduce, link or otherwise use material from the HilltopNationalBank.com site, please contact our Webteam.

You should not attempt to “pass off” any of the Material as your own work. Modification of the Materials or use of the Materials for any other purpose is a violation of the copyrights and other proprietary rights. For purposes of these Terms and Conditions, the use of any such material on any other web site or networked computer environment is prohibited.

The trademarks, logos and service marks (“Marks”) displayed on the Site are the property of HNB and other parties. Users are prohibited from using any Marks without the written permission of HNB or such third party which may own the Marks.

LINKED SITES

HilltopNationalBank.com may provide links and pointers to Internet sites maintained by others (“Third Party Sites”). HNB periodically reviews the content of the Third Party Sites linked to our site for propriety. Hilltop National Bank does not have control over the information privacy and security practices of the Third Party Sites for which we may provide links and is not responsible for the contents of or any products or services offered in such Third Party Sites.

LIMITATION OF LIABILITY/ DISCLAIMER

Your use and browsing of the Site is at your risk. If you are dissatisfied with any of the materials contained in the Site, or with any of these Terms and Conditions, your sole and exclusive remedy is to discontinue accessing and using the Site.

TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, NEITHER HILLTOP NATIONAL BANK NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SITE IS LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THE SITE. WITHOUT LIMITING THE FOREGOING, EVERYTHING ON THE SITE IS PROVIDED TO YOU “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OR MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

JURISDICTIONAL ISSUES

The Site is controlled and operated by Hilltop National Bank from its offices within the State of Wyoming, United States of America. HNB makes no representation that Materials in the Site are appropriate or available for use in other locations. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

This agreement shall be governed by, construed and enforced in accordance with the laws of the State of Wyoming, as it is applied to agreements entered into and to be performed entirely within such State. Any action you, any third party or HNB bring to enforce these Terms and Conditions or, in connection with, any matters related to this site shall be brought only in either the state or Federal Courts located in Natrona County, Wyoming, and you expressly consent to the jurisdiction of said courts. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between the parties relating to the matters contained herein.

This Agreement will terminate immediately without notice from HNB if in HNB’s sole discretion you fail to comply with any term or provision of this Agreement. Upon termination, you must destroy all materials obtained from this Site and all copies thereof, whether made under the terms of this Agreement or otherwise.

OTHER

If any provision of this agreement shall be unlawful, void, or for any reason unenforceable then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.

HNB may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions to which you are bound.