Choosing the right credit card is easier than ever. No matter which card you choose, you’ll enjoy important features like:
• EMV smart chip technology for added security
• Mobile purchasing capability for added convenience
• Plus much more!.

Apply one of two ways: online by clicking the Apply Now buttons and you will be taken to a secure 3rd party site to fill out a secure online application. You can also click to download a printable application, fill it out on your computer and print it, or fill it out by hand and mail it or bring it in to one of our many convenient locations.

Visa®

Visa® Bonus Rewards Card

Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back¹ after your first purchase.

Learn More and Apply Now Printable Form

Visa® Bonus Rewards PLUS Card

Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month. Plus get $50 cash back¹ after your first purchase – all with a low annual fee.

Learn More and Apply Now Printable Form

Visa® Platinum Card

Save on interest with an extended introductory rate and pay down other credit card balances faster

Learn More and Apply Now Printable Form

Visa® College Rewards  – Build Your Credit ²

Get off to the right start with a great rate and manageable credit line, plus earn rewards on your everyday spend.

Learn More and Apply Now Printable Form

Visa® Secured Card  – Build Your Credit ²

Start building (or rebuilding) your credit history, even if you’ve been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee.

Learn More and Apply Now Printable Form

American Express®

Cash Rewards American Express® Cards

Earn cash back1 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back¹ after your first purchase.

Learn More and Apply Now Printable Form

Travel Rewards American Express® Card

Earn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $75 cash back¹ after your first purchase – all with a low annual fee

Learn More and Apply Now Printable Form

 

1 – Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

2 – Late payments and going over the credit limit may damage your credit history.
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.


To Report a Lost or Stolen Credit or Debit Card

Credit Cards – For Credit Cards issued by Elan

Contact Us

Cardmember Service

For questions about your account or to report a Lost or Stolen Card. 24-Hour Cardmember Service: 800-558-3424 To reach Cardmember Service via email, login to your account and click on Messages.

Technical Support

For questions about your internet browser configuration or technical support for the Online Account Access website. 877-334-0460

Send a Payment

Cardmember Service P.O. Box 790408 St. Louis, MO 63179-0408

Send an Overnight Payment

Cardmember Service 824 N 11th Street St. Louis, MO 63101-1016

Debit Cards – for Hilltop National Bank Debit Cards

Contact Us 800 523 4175


For debit card activation, call the card activation center at 1-866-985-2273 from your home phone.

Available 24 hours a day, 7 days a week.