No matter you are planning for your business (or what comes up unexpectedly), we are the best source for your financing needs. We offer some of the best rates available, along with flexible terms to match your budget and business needs.

**Please do not include confidential information in the message**

Contact Us - Business Loans

Outside of regular business hours, we’ll get back to you at our first opportunity on the next business day. Otherwise, we’ll be in touch with you as soon as possible. Please do not include confidential information in the message. Thank you.

Business Advantage Line of Credit

Provides overdraft protection or an emergency line of credit that automatically advances to your checking account. Loans are available up to your credit limit with low annual fees, interest rates, and an unlimited number of advances per month.

Term Loans

Our loan department will work with you on a repayment plan that is best for your business. These loans have a floating interest rate, and generally mature between one and 10 years.

Agricultural Loans

Loans are available to purchase or refinance land for the purpose of farming or ranching. They are also available for purchasing or leasing new or used equipment. We offer flexible repayment schedules and competitive interest rates.

Construction Loans

If you are planning to build new facilities or expand existing facilities, our seasoned team of local loan experts are here to assist you with financing. We have the in-depth local knowledge you need for this important business investment.

SBA Guaranteed Loans

We can assist you with these US-government backed term loans that are designed to meet the financing needs of small to medium-sized businesses. Our seasoned loan department can help you wade through the complicated paperwork these loans require.

Lease Financing

Do you need financing to lease equipment for your business? We’re here to assist you.

Letters of Credit

Letters of credit are useful business tools that facilitate transactions among parties. As a local community bank with decades of experience, we bring in-depth local knowledge to the table and would welcome the opportunity to put that knowledge to work for you.

Floor Plan Loans

We can provide a revolving line of credit that allows businesses to borrow against retail inventory. That will help keep you well supplied with goods for your customers and ease the pressure of carrying costs. As a local community bank with decades of experience, we want to help your business grow and prosper.

Aircraft Loans

We have decades of experience in aircraft financing. Our loan department is here to assist you.

Hilltop National Bank Business Mortgages:

Need a business mortgage? Hilltop is here to help. We’ll cut through the maze of “mortgage talk” so you can make the best possible purchasing decisions.

*This link will take you to the website for the Service Corps of Retired Executives ( for a sample of a downloadable Business Plan template. Please engage the services of a competent accountant and a competent attorney as you plan the success of your business.