Credit Cards

Hilltop National Bank’s Visa Business credit cards come with a variety of important business features including award-winning expense management tools, free employee cards, and added security benefits.
Choosing the right business credit card is easier than ever.
No matter which card you choose, you’ll enjoy important features like:
• Award-winning expense management tools
• Free employee cards
• EMV smart chip technology for added security

Apply in two ways: Click ‘Apply Now’ to apply online or click here for a printable business credit card application that you can fill out and bring into one of our convenient locations.

Visa® Business Bonus Rewards Card

Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month, plus get $25 cash back¹ after your first purchase.
Learn More and Apply Now Printable Form

Visa® Business Bonus Rewards PLUS Card

Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month, plus get $50 cash back¹ after your first purchase – all with a low annual fee.
Learn More and Apply Now Printable Form

Visa® Business Platinum Card

Our best introductory offer
Save on interest and pay down your other credit card balances faster
Learn More and Apply Now Printable Form

¹ Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.


To Report a Lost or Stolen Credit or Debit Card

Credit Cards – For Credit Cards issued by Elan

Cardmember Service

For questions about your account or to report a Lost or Stolen Card. 24-Hour Cardmember Service: 800-558-3424 To reach Cardmember Service via email, login to your account and click on Messages.

Technical Support

For questions about your internet browser configuration or technical support for the Online Account Access website. 877-334-0460

Send a Payment

Cardmember Service P.O. Box 790408 St. Louis, MO 63179-0408

Send an Overnight Payment

Cardmember Service 824 N 11th Street St. Louis, MO 63101-1016

Debit Cards – for Hilltop National Bank Debit Cards

Contact Us   800 523 4175


For debit card activation, call the card activation center at 1-866-985-2273 from your home phone.

Available 24 hours a day, 7 days a week.