Hilltop National Bank Deposit Rates

Listed below are our current interest rates on deposit accounts.  For loan interest rates, please call (307)265-2740 to speak with a Hilltop New Accounts Specialist.

These are our current rates and are subject to change at anytime without notice.

(Rates updated May 1, 2016)

Time Deposit Interest Rates

Maturity Balance
Under $10,000 $10K to $49K $50,000+
Int. Rate APY Int. Rate APY Int. Rate APY
31 days NA NA 0.10% 0.10% 0.10% 0.10%
60 days NA NA NA NA 0.10% 0.10%
91 days 0.15% 0.15% 0.20% 0.20% 0.25% 0.25%
182 days 0.20% 0.20% 0.25% 0.25% 0.30% 0.30%
12 months 0.25% 0.25% 0.30% 0.30% 0.35% 0.35%
18 months 0.30% 0.30% 0.35% 0.35% 0.40% 0.40%
24 months 0.50% 0.50% 0.55% 0.55% 0.60% 0.60%
30 months 0.60% 0.60% 0.65% 0.65% 0.70% 0.70%
48 months 1.00% 1.00% 1.00% 1.00% 1.00% 1.00%
60 months 1.05% 1.06% 1.05% 1.06% 1.05% 1.06%
72 months 1.25% 1.26% 1.25% 1.26% 1.25% 1.26%

 

Savings Account Interest Rates

Product Balance Rate APY
Money Market Savings / Looney Tunes Savings up to $999.99
$1,000 to $9,999.99
$10,000 – $49,999.99
$50,000 and up
0.05%
0.07%
0.10%
0.10%
0.05%
0.07%
0.10%
0.10%
Health Savings Account
(HSA)
0.10% 0.10%

 

SnapShot Checking Interest Rates

Product Balance Interest Rate APY
Premier SnapShot Checking up to $999.99
over $1,000
0.02%
0.05%
0.02%
0.05%
Freedom 50 up to $999.99
over $1,000
0.02%
0.05%
0.02%
0.05%
SnapShot Low Activity Super Now up to $999.99
over $1,000
0.02%
0.05%
0.02%
0.05%
SnapShot Analysis Super Now Checking up to $999.99
over $1,000
0.02%
0.05%
0.02%
0.05%

 

IRA Time Deposits & Health Savings Account Rates

Product
Minimum Opening Deposit
Interest Rate
APY
91-day
$1000.00
0.375%
0.38%
182-day
$1000.00
0.425%
0.43%
12-mo rate
$1000.00
0.475%
0.48%
18-mo rate
$1000.00
0.525%
0.53%
30-mo rate
$1000.00
0.825%
0.83%
48-mo rate
$1000.00
1.125%
1.13%
18-mo variable rate
$1000.00
0.070%
0.070%
Savings & HSA rates
$100.00 0.100% 0.10%

“Int. Rate”
This indicates the rate of interest that we will pay annually without the effects of compounding.

“APY”
This indicates the Annual Percentage Yield of the associated deposit product, which reflects the effect of compounding interest and is the required basis for comparison between products and institutions. Time Deposit APY presented here for terms of less than 12 months assumes that interest will not be compounded and interest will be credited to your account at maturity. Time Deposit APY presented here for terms of 12 months and longer assumes that interest will be compounded quarterly and credited to your account quarterly. Time Deposit Interest Rate and APY will not change for the term of the account. APY may vary from that listed here if you choose a different interest payment method. Penalty imposed for early withdrawal.

Checking and Savings account APYs presented here assume interest will be compounded monthly and credited to your account monthly. Checking and Savings are variable rate accounts and interest rates may change at our discretion. Fees could reduce earnings.

Complete information and disclosures will be provided when you open your account or you may request them by mail, by calling (307)265-2740, or by contacting Hilltop Client Relationship Management Department by clicking the button below.

Contact a Representative